Insurance and Financial Policies

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Insurance Policies

Dr. Goldy participates in several PPO and HMO plans. Generally, these plans do not cover cosmetic procedures. However, if dental insurance is involved, patient copayments are due at the time service is rendered. As a courtesy to our patients, we bill insurance companies for their portion.

The HMO plans for which Dr. Goldy is a provider are:

  • Blue Cross
  • Golden West
  • Pacificare
  • Safeguard
  • Aetna/Prudential
  • PMI

Please consult with Gloria or Cecilia at the front desk for a list of PPO plans. Some of the larger PPO plans for which Dr. Goldy is a provider are:

  • Delta Dental
  • Aetna
  • Blue Cross

Financial Policies

Our general office policy regarding payments is as follows:

  • Payment is due at the time services are rendered.
  • Multi-appointment procedures, such as crowns and veneers, require a 50 percent (50%) installment at the start of treatment. The balance is due upon completion of the procedure.
  • If dental insurance is involved (which is not usually the case with cosmetic treatments), patient copayments are due at the time service is rendered. As a courtesy to our patients, we bill insurance companies for their portion.
  • For extensive cosmetic treatments, we often allow our patients to make three (3) monthly payments of 33 percent (33%) of the total cost.

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